Important finance information

Here, you’ll find our most up-to-date finance information. The details on this page are important. Be sure to check out the Responsible Borrowing Code as well, which highlights helpful practices for borrowers.

Here's where you can read important documentation

Feel free to download these documents for a read, or if you’d like to save them for a later date. Remember, you can always give us a call on 0800 462 277 if there’s anything you want to talk through.

Unregulated Financial Advice

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about a Go Car Finance loan are not regulated financial advice.

This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

MoneyTalks

MoneyTalks is a helpline that provides free, confidential budgeting and financial capability advice and is operated by the National Building Financial Capability Trust (FinCap). They can be contacted as follows:

PO Box 25335, Featherston Street, Wellington 6011

0800 345 123 (Text 4029)

www.moneytalks.co.nz

help@moneytalks.co.nz

  • Schedule of fees

    This document outlines the fees we charge in relation to a Secured Credit Agreement.
    Download PDF

  • Terms & Conditions

    This document outlines our latest Terms & Conditions. These are updated from time to time, so if you already have a contract with us, it might reference an earlier version. If you’re not sure, get in touch!
    Download PDF

  • Direct Secured Credit Contract

    This is one of our current Secured Credit Contracts, the document you sign when you take out a loan with us. If you signed this one, the version number on the front page will start with Direct-B01.
    Download PDF

  • Assignment Secured Credit Contract

    This is one of our current Secured Credit Contracts, the document you sign when you take out a loan with us. If you signed this one, the version number on the front page will start with Assignment-B09.
    Download PDF

  • Responsible Lending Code

    This document outlines the steps we take as a Responsible Lender. We don’t want to put anyone in a tricky financial situation, and sticking to this code helps us avoid doing so.
    Responsible Lending Code

  • Responsible Borrowing Code

    This is the other side of the Responsible Lending Code - the code you should stick to when borrowing money. We recommend reading it before getting a loan of any kind.
    Responsible Borrowing Code

  • Hardship

    As a responsible lender, we can help in times of unforeseen hardship. If circumstances out of your control mean that you can’t make your regular payments, get in touch and we’ll see what we can do. Remember, communication is key – make sure to keep us in the loop and up to date, so we can help before things get out of hand.
    Apply for hardship

  • Privacy Waiver Declaration

    This document contains our Privacy Act 2020 declaration, outlining how we collect, use, and protect personal information collected during the application process.
    Download PDF

Our Banking Details

We bank with BNZ - you can find our account details below. Please remember that it's critical to use your loan number or registration number as a reference, otherwise we won't know who paid us!

Account Number: 02-0191-0316699-00

Account name: GO CAR FUNDING LIMITED

Reference: Your loan number or registration number

Hardship Application